Once you sign up, we take care of the entire process. From preparing your documents to communicating with credit bureaus, our experienced team ensures everything is handled professionally. We understand the credit system inside and out, which allows us to avoid common mistakes and deliver results faster than most people could achieve on their own.

Most clients begin seeing results within the first month. 93% of our clients see an increase of at least 10 points in the first 35 days. Over six months, the average credit score improvement is around 80 points, depending on individual circumstances.

A credit score is a three-digit number, typically between 300 and 850, that reflects your creditworthiness. The higher your score, the better your chances of being approved for credit with favorable terms. A strong credit score can save you thousands of dollars on loans, mortgages, credit cards, and more.

In most cases, no. Once an item is removed—especially if it was paid, settled, or over three years old—it typically won’t reappear on your report. There are rare exceptions, but we’ll help you understand how to prevent those.

We’ve helped clients remove or correct negative items such as bankruptcies, foreclosures, collections, charge-offs, repossessions, late payments, medical bills, judgments, inquiries, tax liens, and even outdated personal information.

Yes, you’re entitled to one free report each year from the major credit bureaus. However, these free reports don’t include your credit score. For full visibility, especially during the credit repair process, we recommend using a low-cost credit monitoring service that provides regular updates and access to your score.